DateDial.Com
 Calculators for everyday use!
Custom Search
Home Average Speed Calculator Convert Decimal To Fraction

CONTENT MENU
About Numbers
Combine & Permutate
Roman/Arabic Numerals
Factors Of A Number
HCF / LCM
Mental Multiplication
Nature Of Numbers
Numbers In Words
Prime Numbers
Random Numbers Generator
Square Root Progression
Conversions
Convert Binary To Decimal
Dry Measures
Roman/Arabic Numerals
Fahrenheit To Centigrade
Number Base Converter
Dates & Times
Add/Subtract Time Elements
Add/Subtract Time From Date
Days Between Dates
Days In Consecutive Months
Divide Time Into Segments
Months Of The Year
Multiply/Divide Time Elements
Which Day This Date
Which Week Of The Year
Financial
Credit Card Calculator
Cumulative Discount Tables
Currency Converter
Discount Tables
Internal Rate Of Return
Payback Period
Rates Of Interest
Rental Equivalents
Reserve Funds
Time To Accumulate Funds
Fractions
Convert Decimal To Fraction
Convert Fraction To Decimal
Fractions
Lengths
Add/Subtract Lengths
Lengths Conversions
Multiply/Divide Lengths
Multiplications
Multiplication Tables
Multiply/Divide Lengths
Multiply/Divide Time
Multiply/Divide Weights
Miscellaneous
Age Calculator
Aspect Ratio Calculator
Average Speed Calculator
Calories Burned By Walking
Calories Needed Calculator
Component Of A Circle
Create And Compare Colors
How Much Water To Drink
Maximum Heart Rate
Mean And Standard Deviation
Natural Family Planning
Spaces In The Alphabet
Zodiac Signs & Traits
Percentages
Percentage Change
Weights
Add/Subtract Weights
Multiply/Divide Weights
Weights Conversions
-
-




Cumulative Discount Factor Tables

The cumulative discount factor is a multi-period discount factor. It is the sum of the present value factors for each of a series of periods at a given discount rate.

For example, the discount factors for a 5-year flow of $5,000 discounted starting at the end of year 1 at 5% is as follows:-

YearDFCDFPVCPV
10.95240.9524$4,762$4,762
20.90701.8594$4,535$9,297
30.86382.7232$4,319$13,616
40.82273.5459$4,114$17,730
50.78354.3294$3,917$21,647

  • DF = Discount Factor
  • CDF = Cumulative Discount Factor
  • PV = Present Value
  • CPV = Cumulative Present Value
  • Investment : $5,000
  • 4.3294 - This is the Cumulative Discount Factor.

    $5,000 * 4.3294 = $21,647

    In the above example, we calculated the Present Value of $5,000 at 5% over a 5 year period. Note when we summed the individual present values for each of the 5 years we get $21,647. When we multiply $5,000 x 4.3294 (the cumulative discount factor) we also get $21,647, not by coincidence.

    The Cumulative Discount Factor formula used is :- [1 - (1 + r) -t ] / r where r is the period interest rate expressed as a decimal and t is the number of periods involved. For example, 6% is expressed as 6/100 or 0.06; t is the number of periods.

    This calculator allows you to create a table of Cumulative Discount factors derived from a range of interest rates over any time periods of your choosing. To produce a table (single-column or multiple):-

    • Input the number of columns
    • Input the starting percentage rate
    • Input the steps in percent change (if not consecutive)
    • Input the number of periods required
    • Press "Create The List"


    Cumulative Discount Table
     
     
     









  • Google
     


    **********

    FREE VigFX 15-day trial
     
    This site is hosted by CGI
    affiliate_link
     
    10% off Home automation products with coupon code FALL10 at Smarthome - shop now!


    Home About Us
    Contact Us Which Day This Date Add Time To Date